REAL ESTATE: OCWEN CLASS ACTION IN FLORIDA
Ocwen has been one of the biggest offenders what comes to servicing mortgages. It is time to fight back.
Florida Foreclosures & Deficiency Judgments: Are We in the Clear?
As a Florida foreclosure defense law firm, we get lots of questions about deficiency judgments. In some cases, that is not an issue because we negotiate a waiver of deficiency with the lender, such as with a short sale or consent judgment. However, those homeowners considering going to trial to fight for their homes want to know about the READ FULL POST
FLORIDA FORECLOSURES: Defending Deficiency Actions
The Florida legislature has imposed a deadline for filing deficiency actions. That’s better than nothing. At least there is some protection for homeowners. However, you still have to know about the protection and assert the correct affirmative defense.
FORECLOSURE DEFENSE: Bank Appeals Crushing Loss
Recently, our firm won a foreclosure trial by arguing a bank cannot simply renege on a loan modification agreement whenever it chooses, even if it was a “trial loan modification.” This new precedent is dangerous for lenders because several of them have been guilty of arbitrarily yanking modifications even when homeowners make all the “good-faith” trial plan payments. So, after READ FULL POST
FORECLOSURE DEFENSE: Bank Reduces Principal to Avoid Exposure
We are still waiting for the day a judge or government official orders a bank to write down a home loan. It may never happen. However, there may be other ways to get the same result through foreclosure defense. In this case,[1] the bank voluntarily came out of pocket to pay down our client´s home loan. Here is how it READ FULL POST