As a Florida foreclosure defense law firm, we get lots of questions about deficiency judgments. In some cases, that is not an issue because we negotiate a waiver of deficiency with the lender, such as with a short sale or consent judgment. However, those homeowners considering going to trial to fight for their homes want to know about the READ FULL POST
The Florida legislature has imposed a deadline for filing deficiency actions. That’s better than nothing. At least there is some protection for homeowners. However, you still have to know about the protection and assert the correct affirmative defense.
We are still waiting for the day a judge or government official orders a bank to write down a home loan. It may never happen. However, there may be other ways to get the same result through foreclosure defense. In this case, the bank voluntarily came out of pocket to pay down our client´s home loan. Here is how it READ FULL POST
this article describes a foreclosure affirmative defense based upon the bank’s failure to provide a timely, valid notice of default.