As a Florida foreclosure defense law firm, we get lots of questions about deficiency judgments. In some cases, that is not an issue because we negotiate a waiver of deficiency with the lender, such as with a short sale or consent judgment. However, those homeowners considering going to trial to fight for their homes want to know about the READ FULL POST
The Florida legislature has imposed a deadline for filing deficiency actions. That’s better than nothing. At least there is some protection for homeowners. However, you still have to know about the protection and assert the correct affirmative defense.
Recently, our firm won a foreclosure trial by arguing a bank cannot simply renege on a loan modification agreement whenever it chooses, even if it was a “trial loan modification.” This new precedent is dangerous for lenders because several of them have been guilty of arbitrarily yanking modifications even when homeowners make all the “good-faith” trial plan payments. So, after READ FULL POST
this article describes a foreclosure affirmative defense based upon the bank’s failure to provide a timely, valid notice of default.
Our law firm is one over a dozen foreclosure cases. So, now what? Is it possible to get the property free and clear up the mortgage?
Harrington law persuades judge to force lender to modify loan.